Lumpsum · post-tax maturity
₹ 1,07,94,415
₹25.0 L one-time · 15 years · 11% return
The tax bite
₹1,19,61,474
what the projection shows · pre-tax corpus
₹1,07,94,415
after LTCG · ₹11.7 L removed (12.5% on gain above ₹1.25 L exemption)
The journey
Explained
One-time deployment of ₹25.0 L compounding at 11% for 15 years, paying long-term capital gains once at redemption. The gap between the brochure multiple and what actually lands in your bank account is everything the industry glosses over.